Payday Loans
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Why Federal Reserve should offer bank accounts to everyone
Vanderbilt Professor of Law and former Treasury adviser Morgan Ricks argues that the general public, businesses and institutions should have the option to open an account at the Federal Reserve. Read MoreJun 20, 2018
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Op-ed: Americans with payday loans spent or saved their tax rebates, rather than using it to pay off debt
In the London School of Economics blog, Paige Marta Skiba writes that most people with outstanding payday loan debt spent or saved a tax rebate instead of using it to pay off debt. Read MoreApr 15, 2015
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TIP SHEET: Vanderbilt expert available to speak about payday loans
Vanderbilt Law Professor Paige Marta Skiba is available to speak about payday loans. Read MoreMar 26, 2015
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Pawn shops offer cash when others turn people away
Perhaps pulled more into mainstream consciousness by television shows such as “Hard Core Pawn” and “Pawn Stars,” pawn shops have several advantages over the payday loan operations that have become the most visible source of loans for those with poor credit ratings. Read MoreOct 26, 2012